Destin Florida Short Sales & Real Estate: Florida: Fort Walton Beach

Regions Mortgage speedily approved a Waterscape condo for short sale in Fort Walton Beach, Florida.  This Okaloosa Island condo was decorated with luxury in mind. The kitchen had granite counters, undermount sink, stainless steel appliances.  The bunk room was an added bonus. Waterscape has two pools, two hot tubs, waterfall and impressive work-out center.

This Waterscape unit had a Regions mortgage of about $450,000.  The sale price was about $260,000.

How did Regions approve this short sale in just two weeks?

- Complete package submitted to lender
- Strong fair market value offer

If you are considering selling your Okaloosa Island condo to avoid foreclosure, contact an experienced Fort Walton Beach real estate agent who specializes in short sales.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Okaloosa Island Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Bank of America just approved the short sale for Island Princess Unit 310 on Okaloosa Island, Florida. It took a longer-than normal 4.5 months.  And we're going to have a hard time complying with the closing requirements....

The approval letter date: yesterday.  

The closing deadline:  today.

 It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Do you think landscaping doesn't make much difference in the curb appeal of a home?  Think again!  Look at the two photos below of a Fort Walton Beach Florida home I have listed for sale.

"Before"



"After"




Isn't the difference in the "Before" and "After" photos are striking?  In the Fort Walton Beach market area, this curb-appeal change may bring the homeowner $5,000 - $10,000 more in sale price.  The investment?  Only a few hundred dollar for wood chips and cleaning the exterior siding.  Sure, if this home already looked good, and just a few flowers were added, it might help with "salability", but not so significantly dollar-wise.  But what if a home lacks any landscaping pizazz, and has perhaps overgrown bushes, weeds, and no obvious attention?  That's when the return-on-investment can be huge.

Finally, buyers' first online impressions can make or break the decision to see your home at all.  The more buyers who want to view your property - the more quickly it will sell. Since about 90% of buyers search for Fort Walton Beach Florida homes online, you need to pay attention to curb appeal!

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

From the wonderful lawn to the many improvements- this Fort Walton Beach Florida short sale home is easy to love! 225 Fliva Ave., in the Bayou Subdivision, has new hardwood floors, remodeled kitchen with custom cabinets, Corian counters, and all new lighting. That's just a start. All windows have been replaced, new air conditioner and new paint! The exterior is brick, the street appeal is upscale.  Located in the Bayou Subdivision in the Cinco Bayou area, just a few minutes to Eglin Air Force Base, Hurlburt Field, or especially, the beaches of Okaloosa Island and Destin Florida. Make it yours!

225 Fliva Ave., Fort Walton Beach Florida - short sale  - offered for $155,000

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

If you like a bit more privacy on your beach jaunts, then this Blue Dolphin short sale condo on Okaloosa Island Florida is for you! Blue Dolphin is small waterfront complex let's you get away from the crowds... Lounge at the beachfront pool, use the convenient dune-crossing boardwalk to Gulf of Mexico waters! This Fort Walton Beach short sale condo has high ceilings, granite counters, tile floors and covered parking. Long balcony for after-sun breezes and wave-watching. Beautifully decorated. Okaloosa Island is in Fort Walton Beach Florida, near great restaurants and shopping in Destin Florida, too. Emerald green waters await you. What more could you want?

466 Abalone Court, Blue Dolphin condo #302 offered for $299,900

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Short Sale Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Spacious end unit in the Shangra Woods townhome complex at 940 McFarlan Ave. This Fort Walton Beach short sale home has an open feeling, with breakfast bar between the kitchen and living room.  Want a roommate? Two bedrooms up, each with its own full bath is th perfect set-up. Large double driveway for generous parking. Air conditioner new 2007, new roof 2005, two high impact windows, per seller. This Shangra Woods townhouse is in a great Fort Walton Beach location in Ocean City.  Easy commute to Eglin AFB and Hurlburt Field.  The beaches of Okaloosa Island are about ten minutes away.

Offered at $88,700.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Great Fort Walton Beach Florida townhome in Cherlik. Private Lush garden area off tiled patio for cool/shaded relaxation. Storage closet on patio area,and under stairs. 1/2 bath on first floor. Don't miss the huge master bedroom walk-in closet. Seller is offering a $2,000 carpet allowance w/ acceptable contract and per-approved buyer. Carpet is removed from first floor, stairs and up stairs will be removed by installer.  Original owner -  never rented. This Fort Walton Beach Florida townhome is a quick commute to Eglin Air Force Base and Hurlburt Field.

207 3rd St. Unit C, Fort Walton Beach Florida - offered at $99,900

Contact Rulnick Realty for more information

Call 1-877-487-9639 or local 850-650-7883 ext 204

Search Fort Walton Beach Florida Real Estate

Take in the beautiful views from this Presidio Yacht Club condo in Fort Walton Beach, Florida. Directly on the Santa Rosa Sound with views of the Gulf of Mexico. This Presidio condo is located on the 4th floor, just down the hall from the Media room, fitness center, and guest quarters. This is a unique living area with treyed ceilings in the dining and living room open to the kitchen with granite countertops and a breakfast bar. The master bedroom offers treyed ceilings, glass doors leading to the balcony. The Master bath has a separate shower, jetted tub and his and hers vanity's also in granite. Boat slips are available for purchase.

Presidio Yacht Club in Fort Walton Beach Florida offers easy access to Destin shopping, Okaloosa Island, malls and hospitals.

Offered at $499,900

Contact Rulnick Realty for more information.  850-650-7883

Search Fort Walton Beach Florida real estate.

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Beautiful Fort Walton Beach Florida home for sale on the lake in Crosswinds Landing. Open floor plan with 10' ceilings in the living room, kitchen and dining area.  Large master bath with a jacuzzi tub, separate shower, and glass block window. Gas fireplace in living room with built in bookshelves. Large eat in kitchen  with light wood cabinets, new counter tops, and a breakfast bar. Very nicely landscaped and in a private location. Great Crosswinds Landing home for enjoying those evening BBQ's on your lake side deck and watch the ducks swim by.

This Fort Walton Beach home offers excellent commute to Eglin Air Force Base, Hurlburt Field, beaches and shopping.  Offered at $230,000.

Search all Fort Walton Beach homes for sale.

Contact Rulnick Realty, Inc. tel 850-650-7883 or toll free 1-877-487-9639

My most recent Fort Walton Beach short sale approval was like going through ten rounds in a boxing match.  The senior lien, Carrington Mortgage, initially wanted the seller to pay a $150,000 promissory note, or about $450 per month, to cover the loss. The seller, having no income, said no.  Carrington then dropped the request and asked for a cash contribution of $10,000.  Again, the seller said no.  After weeks of wrangling, Carrington settled for the contract proceeds without any promissory note or cash contribution, and approved the short sale.  Flagstar Bank, the junior lien, received a small contribution from the buyer. Here is the summary:

Short Sale property:  Single Family home in Fort Walton Beach Florida

Senior Lien:  Carrington Mortgage – balance $570,000

Junior Lien:  Flagstar Bank – balance $100,000

Short Sale Offer:  $375,000

Flagstar Cash Contribution:  $5500 (from senior lien and buyer)

Time for Approval:  Four months (it felt like six)

If you are considering selling your Fort Walton Beach Florida home as a short sale, it is best to hire an experienced real estate agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach FL Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Short Sale Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.