Notice this sharp Mary Esther Florida home at 172 Miramar Street? It's got style with cool windows, faux paint, cathedral ceiling and step down living room! The main living areas are tile and the bedrooms have wood laminate flooring. The corridor kitchen is bright with recessed lighting and tiled floor and has access to the outside, where you'll find a covered patio. Another wow factor? The back yard is huge! My favorite feature? The "edgy" exterior look - a classic. Very convenient location near Santa Rosa Mall, the beach, parks, Eglin AFB and Hurlburt Field.

172 Miramar Street, Mary Esther Florida - short sale offered for $127,900

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Mary Esther FL Real Estate

Mary Esther Florida Short Sales & Pre Foreclosure Help.

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

See this beautiful Andalusia Place townhome in Mary Esther Florida.  Located off Highway 98, it's in a convenient for Hurlburt Field or Eglin Air Force Base commuting. Note the oversized kitchen with lots of cabinets, counter space and tile floors. Three bedrooms total, with the master bedroom separated from the two secondary bedrooms for privacy, with walk-in closet in the master bath and double vanities. Two car garage with smooth painted floor. This home feels fresh and clean! The sale is contingent on HAP approval, which is typically less than 60 days.

102 Andalusia Place, Mary Esther FL - HAP home for sale

How to buy an Eglin AFB HAP Home

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This property at 310 Evergreen, Mary Esther Florida was just approved as a VA Compromise Short Sale. 

Senior Lien:  JP Mortgage Chase, loan type - VA

Junior Lien: Florida SHIP Loan

Florida SHIP (State Housing Initiatives Partnerships) is a downpayment assistance program that is managed separately by each county in Florida.  Okaloosa County SHIP  forgave the entire balance of their $12,500 junior lien.  We accomplished the debt forgiveness by sending a hardship letter to the SHIP director for Okaloosa County.  Because the seller was a forced military relocation who PCSd from Eglin Air Force Base, they forgave the debt in full.  Don’t count on total forgiveness in other counties in Florida. Each request for a short sale is individually reviewed. 

Chase approved the VA Compromise Sale in one day.  They already had the seller’s financials and a VA Compromise Appraisal on file (good for six months).  The last buyer refused to increase her offer to meet the required net based on the appraisal.  The Chase negotiator said he would keep the file on his desk for me for thirty days - in case we got lucky with another buyer.

Guess what?  We got lucky!

If you need assistance with a VA Compromise Sale, Short Sale, SHIP loan or HAP PCS sale on the Emerald Coast of Florida, contact me.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Eglin AFB Short Sales & Pre Foreclosure Help.

Read Wendy's Eglin AFB Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

One year later, Bank of America finally caught on to the real pricing for this Quail Run short sale home at 2005 Bob White Court in Mary Esther Florida. 

This West of Hurlburt Field property, located in the greater Fort Walton Beach area, has a unique floorplan with large family room, plus formal tiled living with fireplace. The kitchen is center-isle, and there is a oversized, functional utility room/shop.

One year ago, Bank of America refused an offer for $112,000.  Their appraisal at the time came in for $132,000.  So, we played the game, raised the price, then slowly lowered it.  Well, the home just sold for $110,000.... APPROVED by Bank of America. 

If you need to avoid foreclosure and sell your home in Mary Esther Florida, contact an experienced Fort Walton Beach short sale agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Mary Esther Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Greetings from your new Mary Esther Florida home in Wynnehaven Beach Estates! This Fort Walton Beach short sale is a great find.  Vaulted ceilings in living area with fireplace, tiled floors, eat-in kitchen, separate dining area. Relaxing oversized screened-in patio/sunroom. Large fenced yard with storage shed, corner lot. This Fort Walton Beach short sale home is close to Eglin Air Force Base, Santa Rosa Mall, and of course, the beaches of Okaloosa Island and Santa Rosa Sound.

Offered at $119,900

Search all Fort Walton Beach homes for sale.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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Calling Hurlburt Field and Eglin AFB! Come home to Mary Esther!  This short sale house has been recently painted, with berber carpet, new ceiling fans and tile in kitchen and baths. Darling curb appeal with metal roof (about 4 years old) Central heat and air only about two years old. Bonus room with some heat and cooling not included in square footage- 280 square feet. Roomy fenced yard. This Mary Esther Florida short sale home is a quick commute to either Hurlburt or Eglin.  Ten minutes to the beach, Okaloosa Island, Santa Rosa Mall and more.

Offered at $123,000.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Eglin AFB and Hurlburt Field Real Estate

Emerald Coast Short Sales & Pre Foreclosure Help.

Read Wendy's Short Sale Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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This well kept plantation-style home is located in Mary Esther, Florida, West of Hurlburt Field air force base.  It has a grand front porch that hints at the inside appeal! Numerous upgrades include corner-angled fireplace, tray ceiling, oversized windows and wood-type flooring in the living room.

Kitchen has a stainless steel refrigerator, flat top stove and plenty of cabinets. Bay window overlooking the back deck and oversized yard. Master bath has two walkin closets, and separate shower and garden tub. Oversized lot provides plenty of area for those large family gatherings or installation of a pool. The driveway provides a parking pad next to the garage. Two a/c units! This Mary Esther home is a short sale subject to seller's mortgage holders' approval.  It is close to shopping in Fort Walton Beach, Eglin Air Force Base, Hurlburt Field, the Gulf of Mexico for sunning and fishing! It is 2455 square feet, and offered at $239,900.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Search All Fort Walton Beach FL Real Estate

Destin and Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Destin and Fort Walton Beach Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com

Call Wendy Rulnick, Destin real estate agent, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.   Wendy is a short sale and pre-foreclosure specialist and can help you sell or buy a short sale property in and around Destin Florida and the Emerald Coast.

All Rights Reserved. *153 Palmetto Ave, Mary Esther FL 32569 - Short Sale West of Hurlburt* Contact Wendy Rulnick regarding Destin Florida real estate and vicinity. Copyright © 2009 by Wendy Rulnick.

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Mary Esther Florida Short Sale

4 SHAMROCK DR, MARY ESTHER, FL 32569

MLS#:499468 $229,900

Great Florida Home, recently remodeled, new state of the art monitored security system, 3 bedroom, reading room/library, dining area w/seated bay window, dual french doors, ceramic tile/wood floors, 14ft cathedral ceiling, skylight, stone fireplace (gas or wood), rolled marble counter tops/breakfast bar, stainless appliances, very open floorplan, many new lighting fixtures, indirect lighting, ceiling fans, full size laundry w/untility sink/counter/cabinets/closet, wood deck, privacy fenced yard, 23x23 enclosed garage w/air conditioning and dual ceiling fans, new garage door opener, well maintained a/c-heating system - cleaned and serviced twice yearly, a/c system cleaned by professional service as a preventative againt mold/dust mites/etc, deep-well lawn pump with timed 6-zone sprinkler system, 3-5 yr old roof w/architectural (30 yr.) shingles, master bedroom has 2 full size walk in closets, plenty of closet space thru out home, cul-de-sac, no owner assoc.

- Full Baths: 2 - Bedrooms: 3 - Aprx.SqFt: 1945 Call for current pricing. Buyer to verify all data.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Search Destin Florida real estate and vicinity.

Short Sale Pre Foreclosure Help.

Read my Blog.

Specializing in real estate sales on Emerald Coast of Florida: Destin Florida real estate, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.  Call toll-free  1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Copyright © 2008 By Wendy Rulnick. All Rights Reserved. *4 SHAMROCK DR, MARY ESTHER, FL 32569* Contact Wendy Rulnick regarding Destin Florida real estate and vicinity.

A few weeks ago I wrote a blog about an imminent foreclosure for one of my sellers in Mary Esther FL - "The 11th Hour".  We had little time and a foreclosure sale date set at the Okaloosa County courthouse steps for 11:00 a.m. the next business day, when I finally got an offer on the property.  I wrote how I frantically and repeatedly tried to call and fax Litton Loan Services to stop the sale and consider the short sale offer.  How no one would call me back or let me know if the sale had been stopped.  I eventually heard back from the bank the next day.  They postponed the sale to look at the offer.  The short sale was approved two weeks later.

The seller had lost two-thirds of his income, his wife had had a liver transplant, and the home I was selling had been destroyed and then rebuilt by my seller after Hurricane Ivan ruined much of the Emerald Coast.  He had bought the home two months before the hurricane hit.  The cost to rebuild had added an extra $200,000 to his mortgage.  He could no longer make payments, and all his hope in the world and himself were lost. He was seriously depressed and told me "I am not the man I was".

I cannot begin to tell you the relief in my seller's voice and the gratitude in his heart when I told him the short sale was approved, that he would not have a foreclosure.  He said he would repay me in any way he could.  I told him that I was repaid enough in that it was the most fulfilling sale I ever had.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Search Destin Florida real estate

Short Sale Pre Foreclosure Help.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email itswendy@rulnickrealty.com

Wendy Rulnick, Realtor and Broker/Owner, has been selling real estate for almost 20 years.  She has won numerous awards, including the coveted ADDY for advertising design. An expert marketer of real estate listings, she negotiates successfully to her dients' advantage. She is supported by a team of top buyer specialists. Wendy specializes in real estate sales, short sales, traditional sales on Emerald Coast of Florida: Destin Florida real estate, Santa Rosa Beach, Fort Walton Beach, MaryEsther,Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.  

All Rights Reserved. *Saved from Foreclosure- My Best Real Estate Sale on the Emerald Coast* Contact Wendy Rulnick regarding Destin Florida real estate and vicinity. Copyright © 2008 by Wendy Rulnick.

This site, Wendy Rulnick or Rulnick Realty, Inc. is not providing legal or tax advice.  The information provided is for educational and informational purposes only.  It is recommended that sellers considering a short sale should consult an independent legal and tax advisor for more information.