Destin Florida Short Sales & Real Estate by Wendy Rulnick: Florida: Navarre: Holley By The Sea

Lovely, private brick home at 2022 Eagle Lane, Navarre FL.  This VA Compromise Sale home in Holley by the Sea has a huge fenced yard at end of cul-de-sac. The inside is open and airy with vaulted ceilings and lots of tile floors. The kitchen is loaded with counterspace and cabinets, and has pass-through to dining room. Lovely master suite features trey ceiling, double French doors, walk-in closet, berber carpeting, garden tub with glass block window. The master opens to a covered patio with brick columns. Back yard is enormous with a nature area adjacent, orange and grapefruit trees, and tons of room to play!   Holley by the Sea has plenty of amenities, including access to the Santa Rosa Sound, a recreation center with gym, three pools, eight  tennis courts, basketball The new owner of this short sale home at 2022 Eagle Lane will be able to take classes, join the fishing club, picnic, camp and play in Holley by the Sea.

2022 Eagle Lane, Holley by the Sea, Navarre FL

Should you sell your home as a Navarre Florida VA Compromise Sale?

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Navarre Florida Short Sales & Pre Foreclosure Help.

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

GMAC has approved the VA Compromise Sale for this Holley by the Sea home in Navarre Florida.

A VA Compromise Sale is similar to a short sale.  If you have a VA mortgage,  and need to sell your Navarre, Crestview, Fort Walton Beach or Destin home because you can no longer afford your mortgage payments, you may qualify for a VA Compromise Sale.  Your mortgage balance must be higher than the market value or anticipated sales proceeds, and you don't have the cash difference to bring to closing.

Some of the requirements for a VA Compromise Sale are:

1. You may only sell the home for fair market value. This value will be determined after you submit a contract to your mortgage lender, who is delegated to handle your VA Compromise Sale.  The VA appraisal is valid for six months.

2. The closing costs must be "reasonable and customary".  

3. You must have a valid financial hardship such as loss of income, relocation (such as PCS move to a new base), death of breadwinner, etc.

4. There should not be a second mortgage on your property, unless it is "insignificant".  VA may allow a small amount to pay your junior lien, but you might have to make other arrangements.

One of the biggest questions I receive about VA Compromise Sales from Eglin AFB and Hurlburt Field Airmen is:

"Will I be responsible to pay back the deficiency from the sale?"

VA says no - "If your loan closed on or after January 1,1990, you will owe the Government in the event of a default only if there was fraud, misrepresentation, or bad faith on your part."

If you are are an Eglin or Hurlburt service member, or military retiree and need to sell your home as a VA Compromise Sale in Navarre, Fort Walton Beach, Crestview or Destin Florida, contact Wendy Rulnick today.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call 1-877-487-9639) or l850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Navarre FL Real Estate

Navarre Short Sales & Pre Foreclosure Help.

Read Wendy's Navarre Real Estate Blog

Wendy is a short sale, HAP, VA Compromise and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This two story in Holley by the Sea short sale home in Navarre Florida is accented by pretty landscaping and plentiful porches. Tiled kitchen open to living area with breakfast bar. Delightful window over sink and bright cabinets. Second floor master bedroom has private screened balcony. Large yard with shed, deck, plus patio for grilling. Garage with plentiful built-ins.  Home needs some attention to cosmetics, so is priced below other comparable properties. 

Holley by the Sea has three swimming pools, gym, eight lighted clay tennis courts, handball, racquetball courts, basketball courts, game room, pool table, boat ramp on East Bay, beach on Santa Rosa Sound and more!

7535 Loop St., Navarre Florida short sale

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Holley by the Sea FL Real Estate

Navarre FL Short Sales & Pre Foreclosure Help.

Read Wendy's Navarre Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Stunning home in Holley by the Sea - 1940 Bahama Drive, Navarre Florida. Magnificent lawn with brick landscape islands and palm trees. Huge fenced back yard with play area. Clean, neutral decor and big spaces! Large cathedralled living room with plant ledges. Kitchen sparkles and has convenient center island. Whirlpool tub with lovely tile work. Garage has been converted to part living space, seller will consider re-converting. There is an  attached greenhouse for your gardening pleasure.  Holley by the Sea is a short drive to Hurlburt Field or Eglin Air Force Base.  The beach is across the street. There is a rec center, tennis, pool, gym, lessons and more!

1940 Bahama Drive, Navarre Florida - offered at $214,000.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Navarre Florida Real Estate

Navarre Florida Short Sales & Pre Foreclosure Help.

Read Wendy's Navarre Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Like privacy? This Holley by the Sea short sale home on large lot is for you! 6776 Perch Rd., Navarre Florida has special features, including: new wood laminate floors thoughout the house in livingroom, dining, bonus room and hallway, new deck, dishwasher and stove. Tiled kitchen with center isle and storage underneath. Dining area with French doors to rear. Bonus sitting room or office off kitchen. Lovely covered tiled front entrance with columns. This Navarre short sale home has an oversized back yard with privacy fence. Holley by the Sea, in Navarre, Florida is a short drive to Hurlburt Field, and Navarre Beach.  Holley by the Sea has a recreation center with gym, 3 pools, 8 clay tennis courts, basketball courts, and handball courts.  Also offered are baseball, aerobics classes, campgrounds and private beach and pier.

6776 Perch Rd., Navarre Florida 32566 - short sale - offered for $143,900.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Navarre Florida Real Estate

Navarre Short Sales & Pre Foreclosure Help.

Read Wendy's Navarre Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Regions Mortgage has approved a short sale in Holley by the Sea, Navarre, Florida.  Regions has branches primarily in the South and Midwest.  I have found they like to negotiate back and forth on short sales, more so than other lenders.  They normally want a cash contribution, promissory note, or both, and prefer to move their liens onto other of the borrower's real estate assets.  Regions has gotten some press lately as one of the few lenders who is yet to repay TARP funds to the U.S. Treasury, as well as federal charges against its subsidiary, Morgan Keegan & Company.  Regions is fighting those charges.

They did recently approve this short sale in Navarre, Florida.

Property:  Single family home in Holley by the Sea

Mortgage:  Regions - balance about $210,000

Offer:  about $150,000

Cash Contribution:  $22,000
 
Notes:  Remainder of balance moved as collateral to another property

Regions short sales are not always the easiest, but they can be accomplished. If you need to avoid foreclosure, and do a Holley by the Sea, Navarre, Florida short sale, consider hiring an experienced Navarre short sale agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Navarre Florida Real Estate

Navarre Short Sales & Pre Foreclosure Help.

Read Wendy's  Navarre Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

2389 Hemlock Drive is in Holley by the Sea, Navarre, Florida.  Beautiful home with upgrades! Newer appliances, granite counters. Tiled kitchen, baths. Vaulted living area with accent columns adding drama to open floorplan. Large lot with roaming deer (see photo!!) Holley-by-the-Sea offers a world of amenities, bay access, pool, more.

This Navarre Florida short sale home is offered at $149,900.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Navarre Florida Real Estate

Navarre Short Sales & Pre Foreclosure Help.

Read Short Sale Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com

Call Wendy Rulnick, Destin real estate agent, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.   Wendy is a short sale and pre-foreclosure specialist and can help you sell or buy a short sale property in and around Destin Florida and the Emerald Coast.

Great Holley-by-the-Sea home in Navarre Florida needs immediate pre-foreclosure offer. Big spaces here! Split floorplan, kitchen with oversized pantry, lots of cabinet and counter space. Formal dining room. Living room with angled fireplace. Master bath with whirlpool tub. Needs deep-clean, carpet and paint to your own taste. Huge yard. Owner of the wonderful Navarre property will have access to community amenities, clubhouse!  Easy commute to Hurlburt Field AFB.  Minutes to Gulf of Mexico beaches. This is a short sale.  Offered at $159,900.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Search All Navarre Florida Real Estate

Navarre Short Sales & Pre Foreclosure Help.

Read Navarre Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com

Call Wendy Rulnick, Destin real estate agent, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.   Wendy is a short sale and pre-foreclosure specialist and can help you sell or buy a short sale property in and around Destin Florida and the Emerald Coast.

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