Destin Florida Short Sales & Real Estate by Wendy Rulnick: Florida: Niceville

Roll up your sleeves! This Niceville Florida pre foreclosure short sale home needs work, but with its openness, pool, guest cottage and large yard, you could make it fabulous. Originally built in 1945, it's had some upgrades since then, but needs cosmetic and mechanical attention.  If you can replace the carpet and vinyl, and install a new air conditioner, you're on your way. The guest cottage has a small kitchen, living room and bedroom. The in-ground pool and lawn are the shining features, with a large patio and big fenced back yard.

This Niceville Florida home is in the Seminole area, and is a Bank of America short sale listing.

1425 Hickory St., Niceville Florida - offered for $79,900

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com

Niceville Florida short sale help

Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, HAP military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field. 

Yes, there really is a Niceville, Florida, and you can live there! Build the Bluewater Bay home you've always wanted on this large wooded lot in the Woodlands.  This Niceville Florida homesite is located on a circle street and backs up to Eglin reservation.  The lot size is approximately 90 x 199. Minimum new home size must be 1500 square feet for one story, or 1800 square feet for a two story home.  Bluewater Bay is filled with amenities, and you can become a member to play tennis, golf, swim in the numerous pools and use the marina.  The Woodlands is conveniently located close to the MidBay Bridge for beach and shopping excursions to Destin, and a short commute to Eglin Air Force Base. We have a builder who can design and build your new home for you.

1120 Sandalwood Cir., Niceville Florida - short sale lot - $68,900

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It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Niceville Florida Real Estate

Niceville Short Sales & Pre Foreclosure Help.

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Lovely Mediterranean home located in the gated neighborhood of Windward at Bluewater Bay, Niceville, Florida.  This short sale has beautifully manicured trees, bushes and tropical plants highlighting the white stucco and red tile roof. The interior is spacious and bright with vaulted ceilings in every room. Terra cotta Mexican tile and wood flooring throughout with beautiful marble tile in the master bedroom and bath. The living room features a fireplace with a blower and custom built-in book shelves. The adjoining den has a sink and bar opening into the living room area, perfect for entertaining. The dining room is bright and airy. The open kitchen has tile countertops with lots of surface space, a built-in breakfast table and beautiful custom cabinets. A tiled Florida room with sky lights is off the dining room that leads to an open deck in the large private backyard. The master bedroom has soaring ceilings with sliding glass doors leading to a second deck in the back. Master shower has in-laid tile and two shower heads. This Windward home in Bluewater Bay opens you to a host of amenities.  Join one of the numerous recreational clubs - golf, swim, play tennis and more. Niceville Florida is about fifteen minutes to the Destin beaches, too!

1201 Windward Ci., Bluewater Bay, Niceville Florida short sale

Call Wendy Rulnick, Rulnick Realty for additional information.

850-650-7883

itswendy@rulnickrealty.com

www.RulnickRealty.com

Wonderful Niceville Florida short sale home at 552 Woodlow Road! This 4 bedroom, 2 bath house is located is the quiet neighborhood of Creekside. This home has received a lot of tender loving care. There is tile in the kitchen and breakfast area and tile countertops.  The living room has a floor-to-ceiling brick, wood-burning fireplace, and French doors to the large fenced yard. New roof installed November 2010.  The Creekside neighborhood in Niceville is a few minutes away from Eglin Air Force Base or Duke Field.  Destin beach are about a twenty-five minutes drive.  There is one lienholder on this property, Bank of America.

Learn how to buy a Niceville short sale.

552 Woodlow Rd, Niceville, FL 32578 - Creekside short sale

 It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Niceville Short Sales & Pre Foreclosure Help.

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Charming Niceville short sale condo in the popular development of The Oaks. The location is premium with Eglin Air Force Base less then 15 minutes away, and less than 1 mile to the Elementary, Ruckel and Niceville High Schools. The large living room features a vaulted ceiling and balcony.  There is tile flooring in the kitchen, foyer and bathrooms. You'll find plenty of room in the dining room and the bright kitchen.  For relaxing, take a plunge in the community pool, or medidate in  the gazebo. Built in 2002, The Oaks short sale condo is about 1000 square feet, with two bedrooms and two full baths.

The Oaks, 1501 Partin Dr., #233, Niceville FL 32578

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It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Niceviille FL Short Sales & Pre Foreclosure Help.

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

If you are a resident of Niceville, Florida, you cannot help but notice the road construction on Highway 20 and White Point Rd., near the Mid-Bay Bridge. There is a blinking sign that says “White Point Rd Access to Mid-Bay Bridge closing May 12”.  In its place, there will be a new route to Highway 20, then eventually to Highway 85, called the “Mid-Bay Bridge Connector.”

Currently, White Point Road in Niceville is the only route to and from the Mid-Bay Bridge.  According to the Florida Department of Transportation, White Point Road has a traffic count averaging 18,700 daily commutes.  Starting on May 12, this number will drop to just trips going to and from the neighborhoods off White Point Road, such as Meadow Woods, Raintree Estates, Bluewater Bay, The Woodlands, Chardonnay Estates and more.  It will no longer be a waiting game to pull out onto White Point Road to get to work, shopping or the beach from those subdivisions. Or, in a broader sense, just think about shaving twenty minutes off your trip to Destin Florida from Crestview.  Or to work in Santa Rosa Beach from Valparaiso.  Or even from Destin to Pensacola via I-10.  It currently takes about 45 minutes to an hour to get to points in Crestview from Destin.  I am hoping this time is cut to 30 minutes, as the FDOT says 14 traffic lights will be eliminated when the Mid-Bay Bridge Connector is complete in 2014.

For now, what are the Niceville real estate ramifications of the rerouting phase to Highway 20? Houses along White Point Road, or those which back up to it, should see a value increase in the long run.  I’ve shown homes along the corridor before. Believe me, it’s harder to sell a property on a busy street.  That objection will be eliminated. And what about for home sellers and buyers in the surrounding towns? Since the Mid-Bay Bridge Connector will make commuting times shorter, a wider range of home options will open up for people.  For example, if you work in Sandestin, you previously may have felt Crestview was too far to live.  Or if you work near the East Gate of Eglin Air Force Base, Santa Rosa Beach might have been too far for you.  Maybe not anymore. 

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call 1-877-487-9639 or 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Niceville FL Real Estate

Niceville Short Sales & Pre Foreclosure Help.

Read Wendy's Niceville Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Open and airy Florida cottage in Parkwood at Bluewater Bay, Niceville Florida. Vaulted ceilings, hardwood floors, ceiling fans and lots of windows. The eat-in galley style kitchen boasts granite counter tops and stainless steel Maytag appliances including a flat-surface range top and a double oven. Both bathrooms have been upgraded with furniture-style, basin vanities and hardwood or tile. Major upgrades: dark walnut hardwood floors, new granite counters, stainless steel appliances, new furnace/AC, new roof, new front door, new light fixtures and fans, refinished cabinets, 2 fully remodeled bathrooms, landscape and paint. Whew, almost everything's been updated!

Shaded and fenced backyard adjoins woods. Front yard and sprinklers maintained by homeowners association.  This Parkwood home in Niceville Florida is close to Bluewater Bay amenities such as golf, tennis, 3 community pools, marina, bike and running paths. Location? 10 minutes to Destin beaches, 20 minutes to Eglin, 35 mins to Hurlburt, 2 blocks to Bluewater Elementary, 3 minutes to Eglin EOD school. Short walk to groceries, gym, and restaurants. Transferable termite bond.

This is an Eglin AFB HAP home, so allow about 60 days for contract approval

151 Parkwood Dr., Niceville FL offered for $129,900

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Search  Niceville Florida MLS

Niceville and Eglin AFB HAP, Short Sales & Pre Foreclosure Help.

Read Wendy's Niceville Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Wells Fargo just approved this home in The Woodlands, Bluewater Bay, Niceville Florida, for a VA Compromise Sale.  A VA Compromise Sale is similar to a short sale. The process is not always "smooth", and this one had a few issues, too.

The Problem:

VA appraised the home for more than the contract price. The buyer would not increase his offer to meet the VA required net proceeds of 88.13% of the appraisal.

Since the buyer would not pay more for the property, could the seller make up the difference? Normally, the answer is "no".  VA frowns upon the seller bringing funds to closing, since a VA Compromise Sale is supposed to be a hardship situation.

The Solution:

We were allowed to go forward by providing a "gift letter" supporting seller bringing funds to closing that were "gifted", not loaned, to meet the VA minimum net.

The good news for the seller was VA does not expect repayment unless they want to get a VA mortgage in the future, and the Wells Fargo HELOC waived any right to a deficiency through our negotiations.  The seller never missed a mortgage payment, which will minimize credit impact.  (Although VA is quoted as saying the borrower must be "behind", that is not always the case.)

If you have a VA loan on a home in Niceville, Florida, are "upside down" in your mortgage, and need to sell, consider a VA Compromise Sale.  As always, consult with an attorney and an experienced Niceville FL short sale agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Read Wendy's Niceville FL Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Fabulous Bluewater Bay Florida short sale home! 933 Ridgewood Way, Niceville, Florida, in the Woodlands has sunken living room with real hardwood floors, vaulted ceiling, wood-burning fireplace and wet bar. French doors in the separate dining room offer an incredible view of the pool and large patio. Eat-in kitchen has solid wood cabinets. Wood floors in dining room, bedroom and hall. New energy efficient doors and windows throughout the house. New AC/Heater. This Woodlands, Bluewater Bay, short sale has a very large, fenced landscaped lot with in-ground pool, new irrigation system, fruit-bearing trees and lots of palm trees. 

As an owner in Bluewater Bay, you are open to the world of golf, swimming, tennis, marina, boating, dining and more.  The Woodlands located five minutes from Destin Florida- and beaches, Destin Commons, movie theaters and fine dining.

933 Ridgewood Drive, Niceville Florida - offered for sale - $223,900

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Niceville Florida Real Estate

Bluewater Bay Short Sales & Pre Foreclosure Help.

Read Wendy's Niceville Florida Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This beautiful wooded lot on Capri Cove, Lido Village, just sold for $75,000 as a short sale. The parcel is one-half acre on a cul-de-sac.  This great location in Bluewater Bay is a quick walk to the Bluewater Bay Tennis Center with 12 clay courts. Also, nearby- the Bluewater Bay Marina with 120 slips plus Schooner's restaurant.  Bluewater Bay is a phenomenel community with pools, golf, trails, playgrounds and more. Niceville Florida is the perfect commuting location for Eglin Air Force base, and just over the bridge from Destin Florida beaches and shopping. 

If you need to sell your Bluewater Bay property as a short sale, consider hiring an experienced Niceville short sale agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.