Destin Florida Short Sales & Real Estate by Wendy Rulnick: Florida: Sandestin

This beautiful Elation short sale condo in Sandestin Florida just sold! It had views of the Bay nature preserve. Of course, one of the top reasons to own in Elation is Sandestin Resort.  Home to dining, shopping, nightlife, spas, swimming, tennis, golf and the Village of Baytowne Wharf. Elation condominiums are located in a quiet corner of the resort, in Miramar Beach Florida.

This short sale was approved by Wells Fargo.  It was originally purchased in 2008 for $350,000 as an investment property. Wells Fargo issued a full waiver of deficiency for a small cash contribution. 

Elation #5720, Sandestin Florida - sold for $65,000

Looking to sell your Sandestin property? Contact a Destin real estate agent who can help you with a traditional or short sale.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This unique short sale home at 2932 Pine Valley, in the Burnt Pine subdvision of Sandestin just sold.  It was built for privacy, surrounded by woods and nature on all sides. The contemporary, stylish Burnt Pine home had tall ceilings, cherry floors and monumental windows showcasing the surrounding forest. The kitchen had granite counters and drop lights. The living room, dining room were impressive, with 14' celings, surrounded by light. Outside find interesting walkways, decks, stone patios, planter boxes, pergola, pond and places to meditate. Two driveways, one for side-entry garage, the other for guests, and a standing seam metal roof were other features.

Burnt Pine in Sandestin is well-located and opens a Burnt Pine homeowner to a world of amenities.  Sandestin is home to shopping at Baytowne Wharf, the beach, pools, tennis, health club, walking trails, and of course, golf.

2132 Pine Valley Dr., Burnt Pine, Miramar Beach FL 32550 - just sold for $530,000, as a high dollar loss short sale.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Sandestin Short Sales & Pre Foreclosure Help.

Read Wendy's Sandestin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Do you think your mortgage is “too upside down” to do a short sale?  Think again.  Many Sandestin Florida homeowners bought houses and condos with loans over a million dollars in 2004-2007.  Today, those property values might worth one-half of their original purchase price. With such high dollar losses and faced with financial difficulty, many of these homeowners don’t think they have a chance at a short sale.  Heck, even some real estate agents question me before showing my Sandestin listings.  They say:
 
“I checked public records.  You have that property listed at a BIG loss from the original mortgage amount. Can you even get the short sale approved?”

What? The loss amount?  Why are you asking me that question? Any loss amount can be approved – if the other ingredients in the short sale are right.  Some of those ingredients are: copies of bank statements, tax returns, paystubs, hardship letter, fair market value offer. Wait!  This all sounds like a standard short sale!  Hmmm…. well, it is! 

For example, I just received approval on a Bank of America short sale listing in the Burnt Pine subdivision of Sandestin Florida.  The original mortgage was over one million dollars, and the net proceeds from the short sale to the lender will be about $490,000. It will be $530,000 less than the mortgage balance.  Did the short sale process take longer?  Yes, but not much more than the standard time frame.  Did the seller participate in the loss? Yes, the seller agreed to a small promissory note and a cash contribution.  Did Bank of America waive its right to seek a deficiency judgment? Yes, it did.

How did we succeed getting approval for this high dollar loss Destin Florida short sale?  The same way we get other short sales approved.  Complete documentation, a strong contract, a serious seller and tenacious follow up

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call 850-650-7883 or 1-877-487-9639

Email Wendy: itswendy@rulnickrealty.com

Sandestin FL Short Sales & Pre Foreclosure Help.

Wendy Rulnick is a Short Sale, HAP, VA Compromise and Pre-Foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.

For Administrative Professionals Day, so I took my wonderful Rulnick Realty administrators, Rachel and Beth, to lunch.  We decided on Tommy Bahama's restaurant in Grand Boulevard in Sandestin Florida, since it was on the way to our new listing in Holiday Shores.  The ambience at Tommy Bahama’s is what I call “plush”.  Throw pillows, dark wood, rattan, and paddle fans make it feel like a rich Caribbean vacation.  The food is what I call “sumptuous”.

We started with the Big Island Goat Cheese as an appetizer.  It was a cone-shaped pile of crumbly goodness, glazed with soy and covered in macadamia nut crumbles.  The cheese came with some of the most delicious, crispy flatbread I ever had.  (If no one was looking, I could have eaten it all).

For lunch, we had the Chicken Salad Junkanoo (which means music parade in the Bahamas), and a Caesar Salad.  The Chicken Salad had sweet papaya, pineapple and grape garnishes. The Caesar had two whole chicken breast fillets and un-torn lettuce with a wonderful garlicky dressing.

Since our lunch was delayed coming out, the Tommy Bahama’s restaurant manager kindly offered us free desserts.  They were too huge to eat alone, so we got half-size (still huge) Pina Colada and Triple Chocolate Cakes.

 It's always a pleasure going to Grand Boulevard in Sandestin Florida, with its shopping and dining option (Mitchell's Fish Market, Cafe Laredo, PF Chang's, Fleming's).  You don't have to drive deep into Sandestin, but just hop off Highway 98 to 525 Grand Boulevard. I am glad we parked a distance to walk off the great lunch we had at Tommy Bahama's! 

This Grand Boulevard, Sandestin Florida restaurant review courtesy Wendy Rulnick, Rulnick Realty, Inc., Sandestin FL real estate agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Sandestin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This bay view Elation Condo in Sandestin Florida was just approved for short sale.  The new buyer will be able to use the Grand Sandestin pool, or chill out at the "Solstice Club" with bar, grills and more. Home owners in Sandestin also can enjoy the on property beach, shopping at Village of Baytowne Wharf, the Baytowne Conference Center, golf, tennis, the beach, gyms and more. Elation is in a quiet corner of the resort, and offers the utmost in refinement in the heart of Sandestin.

Wells Fargo approved the Elation, Sandstin Florida short sale in less than 45 days.  The unit was under contract in 45 days.  The investor for the mortgage was Fannie Mae, who settled for the net short sale proceeds and waived the right to deficiency judgment.

If you need to sell your Sandestin FL condo to avoid foreclosure, be sure to contact an attorney and an experienced Sandestin short sale agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Sandestin FL Real Estate

Sandestin Short Sales & Pre Foreclosure Help.

Read Wendy's Sandestin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.  

Enjoy the amazing Bay views and nature preserve from this Elation short sale condo in Sandestin Florida! You will find calming colors of the ocean throughout. The short sale unit offers a spacious area to relax and spend time resting up from a day at the Gulf of Mexico beach. Luxurious decor. Dive into the Grand Sandestin pool, or chill out at the "Solstice Club" with bar, grills and more. This Elation short sale condo comfortably accommodates FOUR with king sized bed and a queen sleeper sofa. Eat, dine, shop and enjoy nightlife at the Village of Baytowne Wharf, and steps to the Baytowne Conference Center.  Sandestin also offers top golf, tennis, the beach, gyms and more. Elation is in a quiet corner of the resort, and offers the utmost in refinement in the heart of Sandestin.   

9800 Grand Sandestin Blvd, Elation # 5720 - short sale.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview

Dramatic Burnt Pine pre-foreclosure short sale home in Sandestin Florida.  2932 Pine Valley is located in the trees for for privacy. This gorgeous home is surrounded by woods on all sides, and nature is highlighted. Very modern, chic Sandestin short sale home features tall ceilings, cherry floors and monumental windows showcasing the forest. Kitchen is open to the living room, has granite counters and drop lights. Living room, dining room and kitchen create an impressive space for entertaining, with 14' celings, surrounded by light.

Outside find interesting walkways, decks, stone patios, planter boxes, pergola, pond and places to meditate. Burnt Pine in Sandestin Florida is in a gated section of this fabulous subdivision.  In the Destin Florida metro area, your world is Gulf of Mexico Beaches, shopping at Baytowne Wharf, Grand Boulevard and Destin Commons, golf, tennis, spas and more.

2932 Pine Valley, Sandestin Florida short sale - offered for $599,900

Watch the visual tour.

It's Wendy!

Contact Wendy Rulnick, Broker, Rulnick Realty, Inc. to sell your Sandestin property.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Sandestin FL Real Estate

Sandestin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Wells Fargo, formerly Wachovia, has approved a Magnolia Bay townhome in Sandestin Florida as a short sale.   The unusual part of this short sale was that the senior mortgage holder, Bank of America, was not "short".

What does this mean?  The sales price of the property was more than enough to pay the balance on the Bank of America mortgage. That is an unusual situation in Sandestin Florida and vicinity.  Most short sales in the market area are "upside down" on both mortgages.  Usually, the senior lien holder will pay a paltry sum to the junior lien holder to "entice" them to release their lien and allow the sale.  In this case, Wells Fargo was satisfied with about one-third of its balance, and approved the short sale.

Hint:  If you are negotiating with a junior lien, consider offering a cash contribution.  They may then approve your short sale as "settled".  It will be reflected on your credit report, but you will be done with them.  As always, consult an attorney and an experienced Sandestin short sale agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Sandestin Florida Real Estate

Sandestin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Lakefront villa! A Sandestin Florida condo in Bayou Village- with great views from both up and downstairs. Unit has updated living room furniture, new high-end drapes acroos glass-paneled wall overlooking the water. Watch the ducks come by every day at 2:00. The air conditioner and and ductwork are new. New exterior pavers. Screened porch for cool evenings. Enjoy Sandestin amenities, including world-famous golf (four courses), tennis, 98 slip-boat marina, bike trails, health club, spa, restaurants, shopping and the beach! This Bayou Village, Sandestin condo will put you in the heart of Destin Florida sun, shopping, and surf!

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Sandestin Real Estate

Sandestin Short Sales & Pre Foreclosure Help.

Read Wendy's Sandestin Real Estate Blog

Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Owning this stylish Luau condo will open you to the world of Sandestin! This Sandestin short sale condo is an efficiency unit.  Just drop your keys and go out and play! Amenitis include a great pool, covered parking. Nearby shopping at the Village of Baytowne Wharf. Enjoy beach, bay. Join tennis, beach club, golf, marina, gym! This Luau short sale condo is located on the south side of Sandestin Resort.

Offered at $119,000.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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