Destin Florida Short Sales & Real Estate: Florida: Santa Rosa Beach

Live big in this striking pre-foreclosure short sale home at 233 Loblolly Bay Drive in Driftwood Estates, Santa Rosa Beach Florida! Very high ceilings and open floorplan feel luxurious and welcoming. Kitchen is open to dining, living with electric fireplace and sitting area. Angled stairway punctuates the spaces.

Creamy paint, tile and carpet is the perfect backdrop for your decor. Kitchen has stainless appliances, magnificent refrigerator and generous counter space. This short sale home in Driftwood Estates has access to the community pool and playground. Located a few minutes to shopping at Baytowne Wharf, Grand Boulevard and the beaches of South Walton off 30-A.

233 Loblolly Bay Drive, Santa Rosa Beach Florida offered at $189,900

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Santa Rosa Beach FL Real Estate

Santa Rosa Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Santa Rosa Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This home at 801 Loblolly Bay Drive was just approved by Saxon Mortgage as a short sale. 

Original Saxon Mortgage balance:  $300,000 appr

Sales Price and Current Market value: $194,000 appr

Time for Approval:  35 days

This Driftwood Estates short sale was also approved a couple of months ago by Saxon for a different purchaser.  The previous buyer defaulted on the contract and lost his earnest money deposit.  Even though the second buyer submitted an identical offer, Saxon had to go through its approval process all over again.

How is this Saxon short sale reported to credit bureaus?

If you need to sell your Driftwood Estates home as a short sale to avoid foreclosure, consider hiring an experienced Santa Rosa Beach short sale agent.

 It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Search Santa Rosa Beach Florida Homes for Sale

Santa Rosa Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Santa Rosa Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.  

Located in South Walton, Santa Rosa Beach Florida on the west end of 30-A,this deep lot in Cypress Dunes would be a smart selection for your new home. Neighborhood amenities include clubhouse with gym, exquisite pool, tennis courts, outdoor gathering areas, sundeck, walkways and more. Located near Topsail Hill Preserve State Park, there are three miles of beach for you to play in, dune lakes for fishing, and a plethora of nature-watching available. Cypress Dunes is a few minutes to Silver Sands, Sandestin, Sacred Heart Hospital and great restaurants.   Buy your lot for the future, or let us coordinate your new home plans today.

140 Cypress Walk, Lot 114 Cypress Dunes, offered for $79,900

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Santa Rosa Beach Florida Real Estate

South Walton Short Sales & Pre Foreclosure Help.

Read Wendy's 30-A Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This Santa Rosa Beach Florida home was just sold - for full price - in 114 days.

This Woodland Bayou home, in the Mack Bayou area, featured a guest house and lake setting.  Adding to the appeal, there was also an in-ground pool, screened porch and Florida room.  The lot, at almost one acre, was a true find in South Walton County, with Emerald Coast beaches, shopping and major medical facilities just minutes away. 

916 Don Bishop Rd., Woodland Bayou - just sold for $239,900.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Search Santa Rosa Beach Florida Real Estate

Santa Rosa Beach Florida Short Sales & Pre Foreclosure Help.

Read Wendy's South Walton Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

What a swift approval for this Santa Rosa Beach Florida short sale home in Driftwood Estates, the Mack Bayou area!  In fact, Chase approved the short sale in about three weeks!  Regions, the junior lien holder, took four weeks. Details:

Home:  66 Driftwood Point Rd., Santa Rosa Beach FL 32459

Original Purchase Price: $464,000 in May 2008

Sales Price:  appr $230,000

Terms:  Chase accepted the offer as "settled".  Regions, always more difficult, asked for a $100 per month promissory note to pay back 60% of their balance of $25,000.  The note will be re-adjusted in a year.

Seller:  Delighted!

I put this home under contract in four days.  The seller almost didn't list because she thought there was no time to beat the foreclosure.  I thought otherwise.

Consider hiring an experienced Santa Rosa Beach Florida short sale agent if you are facing foreclosure, and get your property sold.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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Tropical Mediterranean paradise awaits you at Palmeira Villas at Seagrove Beach. This Santa Rosa Beach short sale lot is in the gated community on 30-A in South Walton, Santa Rosa Beach Florida.  Note the brick-paved road and beautiful homes. Walk across the street, and access the Gulf of Mexico waters just to the east of One Seagrove Place! Easy jaunt to Seaside, Watercolor and more. This 30-A lot for sale is the first one on the left after entrance to Palmeira Villas at Seagrove Beach, Florida. This is a Bank of America short sale, so approval time should be within 120 days of short sale seller acceptance.

Seagrove Beach Short Sale offered at $72,100.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Seagrove Beach Florida Real Estate

Seagrove Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Seagrove Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This weekend I received an offer on a Santa Rosa Beach Florida short sale lot listing.  In my area on the Emerald Coast, lots are not easy to sell.  In fact, there is a 36 month absorption rate in South Walton County in the 30-A area. Yikes!  A normal market may have a 6-7 month absorption rate.  So it would take almost three years to sell the current inventory of Santa Rosa Beach lots at the current rate of sales. 

For the sake of illustration, I listed the lot at $82,000.  The last sale in the subdivision was in December, almost six months ago, for $85,000.  There is another lot under contract listed at $79,000.  There are three lots listed for sale in the $200’s (OVERPRICED) and two expired listings at $99,900 and in the $100’s.

AMAZINGLY, I received a full price offer within one day of listing this Santa Rosa Beach short sale.  The seller accepted it.   I  also received a back-up offer for over list price. 

What is happening here?  Is there gold on the lot or an oil field? No!

Did I underprice the lot? No!  The comparable sale and property under contract were right in line with my listing.  In fact, the absorption rate of my market makes the lot price seemed overpriced. 

Why did I sell this Santa Rosa Beach lot  sell so quickly?  Curious, I asked the buyer's agent.  He said the buyer wanted THAT subdivision and had written an offer on the other lot under contract, but lost his bid.  He was just waiting for another lot to come on the market.  When it did, he jumped.  I suspect the other offer was for the same reason.

So, what does it mean, when your property sells quickly, and for full price?  It means two things. It was priced right, and you were lucky!

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Santa Rosa Beach Florida Real Estate

Santa Rosa Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Santa Rosa Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Miracles?  Saxon Mortgage quickly approving a short sale? Compared to Saxon horror stories of the past, this Mack Bayou, Driftwood Estates short sale in Santa Rosa Beach Florida - was a dream!  Here is the story:

Property:  House in Driftwood Estates, Santa Rosa Beach, FL

Mortgage:  Saxon - balance $300,000

Offer:  about $190,000

Promissory Note:  -0-

Cash Contribution:  -0-

Approval Time:  15 days! 

Keys to Approval:  Strong contract at fair market value, no extraneous closing costs, complete short sale package prepared.  Diligent follow up by listing agent with Saxon.

If you need to avoid foreclosure, and do a Santa Rosa Beach short sale, consider hiring an experienced Santa Rosa Beach short sale agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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Very open and spacious home in Driftwood Estates, in Mack Bayou, Santa Rosa Beach, Florida. 

12" ceramic tile throughout main living areas. 3 bedrooms with a 4th room that could either be used as a bedroom or office, of which has an entry door leading out to covered patio. Formal dining room, sitting room/office, large great room with fireplace, vaulted ceilings, plant ledges. Double french doors in living area leading out to covered patio. Kitchen has solid surface counter tops with a wrap around breakfast bar overlooking great-room. Large master bedroom with double french doors leading out to covered patio. Master bath with double vanities, 2 separate master closets, stand alone shower and jetted garden tub. Large utility room leading out to garage. Pull down stairs into attic. 6' privacy fence, back yard. Covered front entrance. Long drive for extra parking space. Beautiful oaks in front yard. This Driftwood Estates, Mack Bayou short sale home is 15 minutes to the Gulf of Mexico Beach, Grande Boulevard, Baytowne Wharf and more. View the video of 66 Driftwood Point Rd.

This Santa Rosa Beach short sale home is offered at $209,700.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Santa Rosa Beach Florida Real Estate

Santa Rosa Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Santa Rosa Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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This home in the Town of Santa Rosa, Santa Rosa Beach Florida, is set among pine trees on 3 lots in the country. The living room has a bay window and a see through rock fireplace to the dining area. Hardwood floors finish the living a dining area. The country kitchen features wrap around cabinets. The master bedroom is spacious, and the additional bedrooms have a jack and jill bathroom, and a half bath for your guest. This home has a large screened porch for relaxing and family gatherings. There is a 2 car garage, 2 car carport and a building for a RV/Boat storage. The extra large lot offers additional privacy.  This Town of Santa Rosa home is 15 minutes to the beach, shopping, Sacred Heart Hospital, the new Publix and more!

Offered at $130,000.  The short sale lender, Selene, says short sale approval will be swift after offer.

 Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Santa Rosa Beach Florida Real Estate

Santa Rosa Beach Short Sales & Pre Foreclosure Help.

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.