Destin Florida Short Sales & Real Estate by Wendy Rulnick: Florida: Shalimar

This home in the Port Dixie neighborhood Shalimar Florida has been approved for short sale. There were two mortgages, Seterus(formerly LBPS), and CCO Mortgage for a total encumbrance of about $227,000. 

Senior Lien:  Seterus
Balance:  $190,000
Junior Lien: CCO
Balance: $37,000
Property Value: $140,000

This short sale was approved by Seterus in just four weeks. They allowed 6% of the junior lien balance to be paid to CCO. CCO took 120 days to approve the sale. Their reason for the delay was understaffing.  They required the seller to make a payment prior to closing.  Both lenders issued a full waiver of deficiency.  After approving the short sale, Seterus changed the locks on the house anyway.  This required a counter-lock change to give buyers access to do their home inspections.  All in a day's work.

If you are considering short sale to avoid foreclosure, contact a Shalimar short sale agent.  We can write your success story together.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Shalimar Florida Real Estate

Shalimar Short Sales & Pre Foreclosure Help.

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field

Lovely Shalimar Florida short sale home on 83 12th Street on huge corner lot in Port Dixie neighborhood. Find soothing wood laminate floors in kitchen, living and dining area.  The living room is enormous, with a gas fireplace with white hearth next to sliding doors to the back yard. Upgraded counters and fixtures in the bathrooms with skylights. The kitchen has a stainless steel double oven with gas burners, and stainless steel microwave. Dining area with cool track lighting. Master bedroom has walk-in closet, and is separate from the two secondary bedrooms.  Back yard has an exotic covered patio. This Shalimar FL short sale home is very convenient to Eglin Air Force Base.

83 12th Street, Shalimar FL - short sale home

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Shalimar FL Real Estate

Shalimar Short Sales & Pre Foreclosure Help.

Read Wendy's Shalimar Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

Bank of America has approved the short sale for this Shalimar Florida townhome in Country Villas. The original mortgage was for $104,000.  The sale price will be about $60,000. 

The really good news for these Shalimar short sale sellers?  No deficiency! 

If you are considering a short sale to avoid foreclosure, contact an experienced Shalimar short sale agent.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Shalimar Florida Short Sales & Pre Foreclosure Help.

Read Wendy's Shalimar Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This townhome at Country Villas, Shalimar, Florida has been approved as a HAP (Homeowner Assistance Program) sale.  HAP is a program designed to assist United States military service members who have orders to relocate bases, and are upside-down in their mortgages.  Meaning, they owe more on their mortgage than their current market value.

Just how quick was this HAP approval?

The property went under contract two weeks ago.  The seller, an Eglin Air Force Base service member, sent HAP his final application documents, a copy of the real estate contract and a Broker Price Opinion which I provided.

HAP approved the sales price within one week.

Another week later, HAP approved the service member for benefits! 

The next steps?  The HAP Government Aquisition program (also called augmented sale) will buy the home from the servicemember, pay his remaining balance on his mortgage, and re-sell the property to the buyer.  HAP will use its own title agency to purchase from the airman, and we can choose a local title agent to facilitate the purchase between the government and the buyer.

If you are an Eglin AFB or Hurlburt Field airman, consider using the HAP program if you are PCSing and upside-down in your mortgage.  And contact an agent who specializes in HAP.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Crestview Florida Short Sales & Pre Foreclosure Help.

Read Wendy's Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

This Shalimar Florida short sale townhome is an end unit.  Beautiful upgrades includes: new carpet, new wood-laminate flooring, freshly painted walls, new ceiling texture, upgraded kitchen cabinets and upgraded upstairs bathroom. Two roomy bedrooms. Convenient inside laundry room with an exterior door that leads out to a large exterior wooden deck installed less than one year ago. Roof was replaced apprx. 5-6 years ago. Large corner lot for more privacy and ample parking. Park-like back yard for playing and relaxing. This Shalimar Florida short sale is a few minutes from Eglin Air Force Base and also a quick drive to Hurlburt Field.  Remember, the beach of Okaloosa Island are nearby, too!  The short sale lender is Bank of America, so expect an approval within 60-120 days.

Offered at $69,900.

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Shalimar Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

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Updated townhome on 27 9th Street #4 in Shalimar Florida! Berber carpet, tile kitchen. Most recently painted. Air handler about 3 years old, roof 6 years old, hot water heater 6 years old. Kitchen with repainted custom cabinets, newer appliances. Spacious master bedroom with 2 closets. Attic with pull-down stairs and about 400 SF plywooded for storage. Extra closet under stairs, cable internet in each room. Patio off back of unit was extended about 100 SF, entrance into the utility room from back patio. No homeowners association, so save on your monthly expenses. Buyer may early-occupy while seller waits for HAP approval.  Ideal investment or owner-occupied unit in Shalimar in quick commute to Eglin Air Force Base, Hurlburt Field.  Shalimar is in the greater Fort Walton Beach Florida area, adjacent to beautiful Gulf of Mexico Beaches on Okaloosa Island.

Offered at $69,900

It's Wendy!

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Fort Walton Beach Florida Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County-  Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. 

2579 CAYENNE LN, SHALIMAR FL

MLS#:488279 $579,900

If you want the million dollar view, this is it. Outstanding home overlooking Shalimar Yacht Basin, Garniers Bayou and the Choctawhatchee Bay. Wall of casement windows puts you right in the boating scene, with covered porch to take in the action. Many superior features including real oak floors, solid wood doors, 9' ceilings, interior archways, bull-nose corners, spacious hallways, full-size foyer, more. Very open floorplan, trayed ceilings, large rooms. Huge walk-in closet in master. Kitchen with real glass block, solid surface counters, recessed lighting. 2x6 construction, pavered drive, generous storage area over garage with a 6'-6" apex. Central vacuum cleaner. Standing seam metal roof. Exterior recently painted with elastomeric paint.

- Full Baths: 2 - Bedrooms: 3 - Aprx.SqFt: 1990

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR         Rulnick Realty, Inc

Selling real estate on the Emerald Coast of Florida:  Fort Walton Beach, Destin, Navarre, Niceville, Santa Rosa Beach, Crestview, Bluewater Bay, Rosemary Beach, Grayton Beach, Blue Mountain Beach, Sandestin, Seaside, Watercolor, Shalimar, Mary Esther, Freeport, Okaloosa Island, and vicinity.

www.RulnickRealty.com

Call 1-850-650-7883 or Toll Free 1-877-487-9639

Shalimar - Near Eglin AFB

32 9TH AVE, SHALIMAR, FL 32579

MLS#:471372 $147,400

This home has a unique and fun floorplan. New carpet, paint, and more! Needs a bit more customization from the right owner. Roomy living space, bar, bonus room, screened porch. Lot goes all the way back to rear street for great access and variety of possibilities. Roof replaced 2004.

- Full Baths: 1 - Bedrooms: 3 - Aprx.SqFt: 1514

It's Wendy!

Wendy Rulnick, Broker    Rulnick Realty, Inc.

Specializing in SHORT SALES and Foreclosure workouts on the Emerald Coast of Florida:   Destin, Fort Walton Beach, Crestview, Santa Rosa Beach, Navarre, Niceville, Bluewater Bay, 30-A, Seagrove. Call 1-877-487-9639.

Search all Emerald Coast listing at www.RulnickRealty.com

Short Sale Help? www.ShortSaleForeclosureHelp.com