Today I received a call from a potential Destin Florida short sale seller, timid to speak with me. Why? She had been told by the previous real estate agent she contacted, that listing her home was not worth her time! Why? It seems this property was worth under $100,000 and would be "a lot of work". The poor seller, who lost her job, told me she was hesitant to even contact another agent, thinking no one would help her. I told her, "Sure, a short sale is a lot of work, but this is what I do." I then explained the process of gathering documents, pricing, follow up and time involved in a short sale. I concluded with, "Of course, I can help you." She was almost stunned into silence.
Conversely, I've had sellers contact me with Destin luxury properties that were once valued at almost $2,000,000. They tried to hold on to their investment condos or homes and waited until they were well into the foreclosure process before they started a short sale. Why? Because they could not admit they needed help and thought something "might change". They drained almost everything from their savings and retirement plans to make payments. These sellers waited until it was almost too late for short sale assistance.
Bottom line - don't wait and don't hesitate if you are falling behind in your mortgage payments or are about to! It doesn't matter if your Destin Florida property is worth $60,000 or $1,000,000, you can be helped. It doesn't matter if you are upside down by $100,000 or $500,000, you can be helped.
If you have one real estate agent tell you, "It's too complicated", "You are too close to foreclosure" or "It cannot be done" don't give up. If you have one agent tell you, "You are not worth my time" or "The loss is too great", don't listen. There is help for you to avoid foreclosure. Think about your future. Make another call. The next one might be the right one.
It's Wendy! Wendy Rulnick, Broker, Rulnick Realty, Inc. Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204 Email Wendy: itswendy@rulnickrealty.com Destin Short Sales & Pre Foreclosure Help. Read Wendy's Destin Real Estate Blog Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.
Destin has to be one the most incredible places to vacation to....
Good to see there are client oriented specialists on the east coast. We've got the west coast covered!
Wendy,
Let us not for get those smaller clients have friends and family!
Bill
I have a few in the Springfield Market under $50,000. How can you turn down someone that is requesting Help? What price is too low?
Wendy, so true. It's difficult and can be very embarrassing for the seller. But it's better to do a short sale and have less of a credit hit than to wait and let the problem get worse. It's not going to go away.
Very well put Wendy! I am sure that this seller, whether you can help her or not, will be a very valuable source of referrals.
Vick - Destin is gorgeous!
Cameron- Glad you share the attitude!
Bill - You are so right.
Kay - $10,000?
Gabe - Correct, it is not going away, it will get worse!
Jim - True, too.
We have one now listed at $28,000. Agree with you totally.